How Account Levels Work
To earn interest with an ArbiSmart wallet you must hold a minimum of 1000 RBIS.
The more RBIS you own, the higher your account level. This determines how much interest you earn on all account currencies. For example, if you wish to earn profits on a EUR account, the interest rate you receive will not be based on the size of your EUR balance, but rather on the amount of RBIS you hold.
Funds can be locked in a wallet savings plan and earn interest, or be kept in an open account, where they are always accessible.
The ArbiSmart account levels start with the Basic level. At this level you hold up to 2,499 RBIS and can securely store your funds. However, you are not eligible to receive interest on those funds.
The Beginner Level is for anyone holding between 1000 RBIS and 9,999 RBIS. For example, if you hold 3,500 RBIS and also have a BTC savings plan, you can earn as much as 11% interest a year.
Following this is the Advanced Level for anyone holding between 10,000 RBIS and 250,000 RBIS. So, let’s say your account level is Advanced Level 3 and choose a 5-year savings plan on your BTC, you can earn 16% interest a year. If you choose to receive your daily interest in RBIS, and keep it locked in the savings account with the capital on which it is being earned, then you will receive 18% profit a year.
The next level up is the Expert Level for anyone holding between 250,000 RBIS and 2 million RBIS. If you hold 1 million RBIS you can make as much as 96% a year with a 5-year savings plan.
The level above that is the Elite Level for anyone holding above 2 million RBIS and you can make as much as 147% a year!
Earn a steady, generous profit, just for securely storing your funds with ArbiSmart.
How Savings Plans Work
There are three savings plan time frames. Funds can be locked for a 2-year, 3-year or 5-year periods and the longer the funds are locked, the higher the interest rate earned. Once you’ve picked a savings plan, you have several options on how to receive your interest.
An Available Balance: Your daily interest can be automatically transferred to an available balance and accessed at any time. Interest will be paid in the same currency as the locked capital.
A Locked Balance: Your daily interest is locked in the savings plan, along with the capital on which it is being earned. Interest will be paid in the same currency as the locked capital and will generate a higher interest rate than an available balance.
Locked RBIS Balance: Your daily interest is paid in RBIS, even if the savings balance is in EUR or BTC, and it is locked until the savings plan expires. This option generates the highest interest rate and helps you reach the next account level faster.
Savings plan earnings are impacted by
How much RBIS you hold
The savings plan timeframe
The savings plan currency
Which balance your interest is sent to
Which currency your interest is paid in
How to Make a Deposit
Making a deposit is quick and simple.
Your first step is to go to the ArbiSmart dashboard and click on “Deposit” in the menu on the left side of the page.
Next, pick a currency from the dropdown menu. The deposit method will automatically update to suit the chosen currency. Now you just need to transfer the amount you wish to deposit with ArbiSmart.
If you are depositing a FIAT currency such as EUR or USD, you will be offered the option to send a wire transfer.
You click on CREATE REQUEST then the bank account details for the transfer will appear, and they will also be sent via email.
You will need to send the funds, and then to complete the process upload the receipt you receive from the bank.
To do this, go to the History page in the menu on the left side of the page. Click on the green UPLOAD button next to the account transfer request and upload the receipt.
If you are transferring cryptocurrency a payment address will appear. This is your ArbiSmart wallet destination, where the cryptocurrency should be sent to complete your deposit.
To send funds directly to your ArbiSmart wallet you have 2 choices.
One option is to use your phone to scan the QR code, which holds the payment address.
The other option is to copy and paste the address, where requested, in the platform from which you are transferring your cryptocurrency.
Important note: Transferring an unsupported currency to your Arbismart wallet could result in the permanent loss of your funds.
How to Earn Interest
To earn interest with an ArbiSmart wallet you must hold a minimum of 2,500 RBIS. The more RBIS you own, the higher your account level, meaning you earn higher interest rates on savings in all supported currencies.
Earning interest is fast and easy and you can already be making passive profits on your FIAT and crypto within just 24 hours.
Firstly, go to the Earn Interest page. Here you will see the wide selection of FIAT and cryptocurrencies supported by the ArbiSmat wallet.
In green, next to each currency name, you will see the interest-rate range offered for savings plans in that currency.
Click on your chosen currency and then press NEXT.
Now you need to pick a time period for the savings plan and click NEXT. The longer the lock on the funds, the higher the interest rate.
The next step is profit planning, where you decide how you wish to receive your daily interest, and there are three options. The first option is for the profits, paid in the same currency as the locked capital, to be automatically transferred to an available balance, where they are accessible at any time.
The second option is for the daily profits, paid in the same currency as the locked capital, to be locked, along with the capital on which it is being earned, until the savings plan expires. This option will generate a higher interest rate than an available balance.
The third option is for the profits to be paid in RBIS, even if the savings balance is in EUR or BTC. The profits remain locked until the savings plan expires and this option generates the highest interest rate.
Now you must enter the amount of your chosen currency that you wish to place in savings. To see how much of the currency you have available in your ArbiSmart wallet to lock in the plan, click the MAX button.
Next, review the terms you have chosen for the savings plan, check the box to agree to the T&C, and press LOCK.
Finally, click CONFIRM to put your funds to work, and within a single day you will already be starting to earn interest!
How to Buy RBIS
Buying ArbiSmart’s native token RBIS is simple and really beneficial!
The more RBIS you own, the higher your account level, meaning you earn higher interest rates on savings in all supported currencies. RBIS also gives you voting power, with more RBIS meaning more influence over policy decisions. RBIS is required to be eligible for all types of promotions and for use of all ArbiSmart utilities. It enables you to purchase our NFT’s, participate in our yield farming program and access our play-to-earn metaverse as well as any other future services. RBIS also has great potential for price appreciation, as new utilities and ownership incentives drive token demand.
So, how do you buy RBIS?
It’s really easy! Your first step is to go to the ArbiSmart dashboard and click on RBIS Management in the menu on the left side of the page.
Click on Buy RBIS.
Firstly, choose the wallet to which you wish to increase the balance by adding RBIS.
Next, pick the purchase method choosing between a wallet and a wire transfer.
To make a wire transfer, enter the amount you wish to transfer into RBIS in the field labelled Amount.
To pick the currency you wish to convert into RBIS, click on an option in the dropdown menu, on the right of the Amount field. The system will automatically calculate the amount of RBIS you will receive based on the currency and sum you entered.
Finally, click CREATE REQUEST, then confirm your purchase. The transaction will be completed and the RBIS will be credited to your wallet.
How to Deposit RBIS from other wallets or exchanges
To transfer RBIS to yourr ArbiSmart wallet, go to the dashboard and click on RBIS Management in the menu on the left side of the page.
Click on Deposit RBIS.
Select Direct transfer RBIS in the wallet menu
Now you have two options:
You can use your phone to scan the QR code, which holds the payment address.
Or, you can copy and paste the address, where requested, in the platform from which you are transferring your cryptocurrency.
Important note: Transferring an unsupported currency to your Arbismart wallet could result in the permanent loss of your funds.
How to Exchange Currency to RBIS
In order to exchange funds into RBIS, Your first step is to go to the ArbiSmart dashboard and click on RBIS Management in the menu on the left side of the page.
Click on Exchange to RBIS.
Firstly, choose the currency from which you wish to convert funds into RBIS. Then add an amount.
The system will automatically calculate the amount of RBIS you will receive based on the currency and sum you entered, and the current exchange rate. Next you must click EXCHANGE.
Finally, you must click CONFIRMATION to confirm the exchange of funds.
How to Make a Withdrawal
Making a withdrawal on the ArbiSmart platform is fast, simple and reliable.
Your first step is to go to the ArbiSmart dashboard and click on Withdrawal in the menu on the left side of the page.
Now, select from which available balance, in which currency you wish to withdraw funds.
Then, enter the amount you wish to transfer.
The system will automatically choose the transfer method.
If you are withdrawing from a cryptocurrency balance, now it is time to enter the destination address for your funds. You can enter a NEW ADDRESS, or select an option from your ADDRESS BOOK.
Based on your currency of choice, the Network field will fill automatically.
Finally, check the box to acknowledge that you understand and accept the withdrawal conditions and then click CONFIRM to complete the transfer. Please be aware that we do not support crypto withdrawals to smart contracts but only to standard wallet addresses.
If you are withdrawing from a FIAT currency balance, now is the time to enter the details of the bank to which the funds should be transferred. You can select a bank account from your ADDRESS BOOK, or click on NEW ADDRESS and CREATE to add a new account.
Please note: The bank account has to be under the same name as the ArbiSmart account.
To add a new bank account, once you click on CREATE you will be redirected to the address book where you can add a new account filling in all the relevant bank details, after which you will need to return to the Withdrawal page to re-enter the details of your withdrawal request.
The withdrawal fee will appear on the screen before you click to confirm the request.
To ensure the safety of funds, two factor authentication (2FA) is used. Once you’ve confirmed your withdrawal request you will need to input a verification code that has been send to your email.
This is the final step, after which the withdrawal request is complete and within 7 business days the funds will be transferred to your bank.
The process of transferring funds is smooth, quick and simple, but it’s worth keeping in mind that the longer you keep your funds safely stored with ArbiSmart, the higher your potential passive profits.
Check out our Earn Interest page through the dashboard to see how much you can make in daily interest on your capital!
